Mandatory Disclosure: You are viewing the compliance policy of Apna Ghar Scheme, an independent public informational guide. The official government portals are apnaghar.gov.pk and acag.punjab.gov.pk.

Disclaimer & Non-Affiliation Notice

1. Independent Educational Nature

The website accessible at apnagharscheme.pk is a privately managed, independent educational and informational portal. We are NOT an official government agency, department, authority, or execution wing of the Government of Pakistan, Government of the Punjab, State Bank of Pakistan, or any provincial housing authority.

2. No Claim of Official Representation

We do not claim, represent, or imply in any manner that we are the official portal for the Wazir-e-Azam Apna Ghar Program or Punjab's Apni Chhat, Apna Ghar scheme. All official marks, logos, brand names, and program titles referenced on this site belong exclusively to their respective statutory owners and sovereign authorities. Their mention here is purely for educational identification and public research under Fair Use doctrine.

3. Official Application Channels

This website never collects loan application fees, does not process housing loan applications, and does not distribute financial grants. All official application registrations, biometric authentications, document submissions, and status inquiries must be submitted exclusively through the official state platforms:

4. Accuracy of Information & Financial Advice

While our editorial team conducts rigorous research to maintain accurate and up-to-date information regarding eligibility guidelines, loan amounts, markup rates, and bank policies, government regulations and banking criteria are subject to change without prior notice. The information presented on this site does not constitute formal legal or financial advice. Users are strongly advised to verify all terms directly with official government gazettes, accredited bank branches, or the official toll-free helpline at 0800-09100 before making legal or financial commitments.