Last updated: October 2026
1. Informational Purpose Only
All content on this website — guides, tables, checkers, calculators and FAQs — is general information about government housing programmes, published for public guidance. It is not legal, financial or official advice, and it does not replace the official notifications, terms and portals of the programmes themselves. If any detail here differs from the official portal, the official portal prevails.
2. No Application Processing
This website does not accept, process, forward or influence applications for any housing scheme. There is no registration form, login, CNIC field or payment option on this website, and there never will be. All applications are made only on official government portals (such as apnaghar.gov.pk and acag.punjab.gov.pk) or at official offices.
3. No Fees
Using this guide is completely free. We never charge for information, "priority listing", document checking or any other service, and nobody is authorised to charge on our behalf.
4. Accuracy & Updates
We work hard to keep figures — loan amounts, instalments, plot counts, eligibility rules — accurate and reviewed, but government programmes change phases and terms without notice to us. Always confirm the current terms on the official portal before applying or making any financial decision.
5. External Links
Links to official portals and other external websites are provided for convenience. We do not control those websites, their availability, their content or their privacy practices, and we are not responsible for any transaction or submission you make there.
6. Acceptable Use
- Do not use this website or its name to charge fees, collect personal data or impersonate a government service.
- Do not attempt to disrupt, scrape abusively or gain unauthorised access to this website.
- You may share links to our pages freely; copying full articles to another website requires permission.
7. Limitation of Liability
To the maximum extent allowed by law, we are not liable for any loss arising from reliance on information here, from an application's acceptance or rejection, or from the acts of third parties (including agents and fraudsters) who misuse programme or website names. Your application outcome is decided solely by the relevant government authority.
8. Changes to These Terms
These terms may be updated when the website or the programmes change. The current version is always the one published on this page, with its update date shown at the top.